The Risk of Ignoring Post Office Accounts in Estate Planning
They saved quietly, consistently, and with purpose. But without proper documentation, those savings can vanish into bureaucracy.What should be a straightforward process of accessing savings meant for education, healthcare, or…
Don’t Forget Your Bank Accounts When Writing a Will
Death. The only certainty in life. One, we often do not prepare for. Losing someone you love is hard. But what if, on top of the heartbreak, you suddenly couldn't…
Post Office Saving Schemes in India 2025
Post Office Saving Schemes are government-backed savings plans offered by India Post. They are known for their safety, steady returns, and affordability, making them popular among Indians for building savings.…
How to File ITR Online in India for FY 2024–25: Step-by-Step Guide
Electronic Income Tax Return (E-ITR) filing has become the standard method for taxpayers to report their income and meet their tax obligations in India. As per PIB, direct tax collections…
Understanding Goods and Services Tax: How It Affects Your Daily Expenses
"There is nothing certain in life except death and taxes." – Benjamin Franklin. In India, one of the most talked-about taxes in recent years is the Goods and Services Tax…
Personal Loan Planning 101: When to Borrow, What to Avoid & How to Stay Debt Free
Did you know that 67% of Indians take out personal loans to fulfill their requirements? Securing a loan is now simpler than ever. You can loan money to purchase a…
Everything You Need to Know About Income Tax Slabs and Regimes in India
Income tax is a direct tax on the income you earn. It’s one of the main ways governments fund public services like roads, schools, and hospitals. If you’re earning above…
Financial Planning for First-Time Parents in India (2025 Guide + Checklist)
Becoming a parent changes everything - your sleep schedule, your priorities, and most importantly, your finances. In India, where raising a child involves long-term educational goals, healthcare, housing, and cultural…
Top 10 Investment Mistakes to Avoid: Smart Tips for Beginner Investors
“Do not save what is left after spending, but spend what is left after saving.” – Warren Buffett. Investment is one of the most important steps toward financial freedom. Whether…
The 50/30/20 Rule: A Simple Budgeting Strategy for Everyone
"A budget is telling your money where to go instead of wondering where it went." – John C. Maxwell Budgeting is often thought of as a tiring task, something that’s…