Untracked Investments Become Unclaimed Wealth. Include Investment Accounts in Estate Plan!
According to the Reserve Bank of India's Annual Report, as of March 2024, over ₹78,000 crore lies unclaimed in bank accounts. Most of it is now sitting in a government…
Include Bank Lockers in Your Will. Here’s Why!
We often picture bank lockers as the safest place for life’s most treasured belongings-wedding jewelry, family heirlooms, vital documents. Locked up. Out of sight. Protected. But for many families, those…
What Happens to Your Private Limited Company If You Are Not Around?
You remembered to list your house, your bank accounts, even that plot of land in your hometown. But what about the company you built from scratch? It started with an…
Understanding Insurance in India and Its Importance for Your Financial Planning
1 . What is Insurance and Why is it Important? Insurance is just like a promise: you pay a little now to avoid a big financial burden later. Insurance companies…
The Risk of Ignoring Post Office Accounts in Estate Planning
They saved quietly, consistently, and with purpose. But without proper documentation, those savings can vanish into bureaucracy.What should be a straightforward process of accessing savings meant for education, healthcare, or…
Don’t Forget Your Bank Accounts When Writing a Will
Death. The only certainty in life. One, we often do not prepare for. Losing someone you love is hard. But what if, on top of the heartbreak, you suddenly couldn't…
Post Office Saving Schemes in India 2025
Post Office Saving Schemes are government-backed savings plans offered by India Post. They are known for their safety, steady returns, and affordability, making them popular among Indians for building savings.…
Understanding Goods and Services Tax: How It Affects Your Daily Expenses
"There is nothing certain in life except death and taxes." – Benjamin Franklin. In India, one of the most talked-about taxes in recent years is the Goods and Services Tax…
Everything You Need to Know About Income Tax Slabs and Regimes in India
Income tax is a direct tax on the income you earn. It’s one of the main ways governments fund public services like roads, schools, and hospitals. If you’re earning above…
Financial Planning for First-Time Parents in India (2025 Guide + Checklist)
Becoming a parent changes everything - your sleep schedule, your priorities, and most importantly, your finances. In India, where raising a child involves long-term educational goals, healthcare, housing, and cultural…